6. Set yourself a budget
Although it can be tough to stick to, taking control of what you are spending will make you feel more empowered.
Money writer Kanekoo Cohen from howopia.co.uk
says, "Give yourself a weekly budget, take the money out of the cash point at the start of the week, so that your card is then off limits."
Physically being able to see how much you have left will put you off buying that extra glass of wine or that cute bag you saw in the sales.
But if you can't resist - check out this cute (and affordable) bag from Peacocks.